Start from the ground up with a construction loan.
DECU offers member loans for land purchase up to 70 percent of the appraised value or purchase price as long as the land is intended for home construction. Construction loans are available with various terms designed to meet your needs through the construction process, including short-term one year loans that can be refinanced as part of a conventional mortgage once construction is complete.
Contact your credit union representative for details and answers to questions about your specific plans.
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