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Buy, refinance or remodel…we make home loans easy.

Whether you’ve got your eye on a particular piece of property or just starting your search, your credit union is a good place to start. You'll find plenty of options in our Online Mortgage Loan Center.  It's easy to get pre-approved before you shop or land the best rate once you find the home of your dreams.

The Online Mortgage Loan Center is located via your Online Banking. It is a great place to find:

  • Information about purchasing or refinancing a home
  • The latest mortgage rates
  • Rate Tracker, an email notification system that will inform you of rate changes
  • The online forms you need to complete a full application
Calculators: Rates: Insurance:


DECU Insurance Services:

To learn more about members Homeowner insurance services, please visit our Insurance Services site.  


Meet Your Team:

Maggie Pavano
Mortgage Sales Manager
NMLS ID: 804907
Phone: (309) 743-1044

Rick Bormann
Mortgage Originator
NMLS ID: 400127
Phone: (309) 743-1010

Jake Dawson
Mortgage Originator
NMLS ID: 400489
Phone: (309) 743-1047

Jamie Huebner
Mortgage Originator
NMLS ID: 1101225
Phone: (309) 743-1112

Serving members in Waterloo, Iowa

Laura Laxy
Mortgage Originator
NMLS ID: 27873
Phone: (309) 743-1084
Terri Schickel
Private Banker
NMLS ID: 507506
Phone: (309) 743-1007





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