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Be a part of a credit union that is rated #1 for member value. icon
Be a part of a credit union that is rated #1 for member value.
When you join, your membership lasts as long as you maintain an account, even if you change jobs! If you qualify, you can join right now online.

We take service seriously, too. That’s why we regularly survey members to track how we’re doing. They tell us that we’re doing quite well, with over 90 percent rating us “very good” or “excellent” when it comes to the services members say are important to them.

It’s easy to apply online. The application should take about 5 minutes to complete. You’ll want to have a driver’s license or state ID handy including date of issue and expiration date. You’ll also need a Social Security number for you and any joint owners on the account. (You can add beneficiary information after your account is opened.)

Only John Deere Employees, retirees and their families are eligible to join Deere Employees Credit Union. Family includes spouse, parents, siblings and children.

To become a member/owner, simply complete the Online Membership Application. After we have received your application, we will review it for qualification. If qualified to be a member, one of our experienced Member Service Representatives will call you to set up the account in your specifications. You will be required to deposit $25 for your share of membership in the Credit Union.

Once you join, you are a member for life. No matter where you live, where you work, or for whom - you can still enjoy the same great benefits and services of Deere Employees Credit Union.

Bank whenever, wherever.

Deere Employees Credit Union gives you three ways to bank on the go.

mBanking is a downloadable app for Apple and Android devices that allows you to:

  • View your account balances
  • Deposit checks from your device. Click here for instructions on how to use eDeposits.
  • View your transaction history, including check images
  • Pay bills
  • Transfer funds between accounts and other members
  • Send funds to anyone using PayPal
  • Apply for consumer loans
  • Manage your finances
  • Find your nearest ATM or DECU branch

mBanking WAP is available for all devices using small format web browsers that allows you to:

  • View your account balances
  • View your transaction history
  • Transfer funds between accounts and other members
  • Manage your finances
  • Find your nearest ATM or DECU branch

The mBanking WAP is accessible by visiting https://mobilebanking.dccu.com/wap

mText banking gives you access to your account information via text messaging. Use simple commands to: 

  • Get account balances
  • Transfer funds
  • View History
  • Receive security codes from mobile and online banking

To enroll for mText Banking, log into Online Banking and click on the mText Banking link, under mBanking tab.

FAQs
Here are some Frequently Asked Questions regarding mobile offerings:
question
How do I obtain the latest version of mBanking?
answer
Q: How do I obtain the latest version of mBanking?

Visit either Apple App Store or Google Play Store search for "Deere Employees Credit Union" to download the latest version.

question
Which mobile devices are supported for mobile banking (mBanking)?
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Q: Which mobile devices are supported for mobile banking (mBanking)?

mBanking provides an app that supports both Apple and Android phones, Apple iPad and Android Tablet. We also provide a smaller web version of Online Banking on all other phones at https://mobilebanking.dccu.com/wap

question
What is the difference between mobile banking (mBanking) and online banking?
answer
Q: What is the difference between mobile banking (mBanking) and online banking?

Online Banking is the primary way to manage your mobile or online interface. mBanking will allow you to complete many functions such as transferring funds, checking balances, depositing checks, paying and managing bills, sending money to freinds and family, applying for loans and locating an ATM. Online Banking has those features and many others.

question
Do you charge a fee for mobile banking (mBanking)?
answer
Q: Do you charge a fee for mobile banking (mBanking)?

No, we do not charge a fee for using mBanking. However your mobile service provider may charge you to use the Internet and receive SMS alert messages. Please refer to your mobile service plan for more information.

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What are the security codes and how do I receive them?
answer
Q: What are the security codes and how do I receive them?

You will on occasion be prompted for Security Codes. This is our additional security layer which is required when attempting to perform elevated transactions.  You may receive a code by either email or by text.  To receive the code from text you must enroll in mText banking.

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What is eDeposit?
answer
Q: What is eDeposit?

eDeposit is a convenient way to make check deposits into your DECU accounts. Simply provide us with some basic information about the deposit and take a picture of both the front and back of the check. Within 2 business days you will receive full credit for your deposit.

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What is SendMoney?
answer
Q: What is SendMoney?

SendMoney is a service that allows you to send money to anyone with an email address or mobile phone. SendMoney is a serviced provided by PayPal.

question
What is Bill Payment?
answer
Q: What is Bill Payment?

Bill Payment is a convenient way to schedule one-time payments, view recent payments and modify pending payments to your registered billers. Once you have enrolled in Bill Payment within Online Banking and established your billers, you may use Bill Payment within mBanking to schedule and modify one-time payments.

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What is Money Manager?
answer
Q: What is Money Manager?

Money Manager is our free personal finance solution where you can monitor your DECU and other banking accounts.

question
Why is my Kindle Fire no longer supported?
answer
Q: Why is my Kindle Fire no longer supported?

Our mobile banking provider is no longer developing mobile banking on the Kindle Fire. This decision was made due to the lack of adoption of the Kindle within the tablet marketplace. As an alternative, you may visit the full online banking site or a reduced browser version at https://mobilebanking. dccu.com/wap

question
What is mText Banking?
answer
Q: What is mText Banking?

mText banking is our text banking solution which allows you to send and receive text commands to access your account balances and perform transfers. You may also use mText to receive the security codes for mobile. To enroll, log into Online Banking and select the mBanking tab. Our short code is 90703 and we recommend you add this to your contacts. Be sure to verify your mobile provider is allowing you to receive short codes to your phone.

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What are the mText Banking codes?
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Q: What are the mText Banking codes?

You can text the following commands to 90703: DCU – Begin using mText | BAL – Request balance inquiry | HIST – Request account history | NEXT – Request next 5 transactions | TRAN – Request transfer between accounts | COM – List of commands | HELP – List of help functions | STOP – Disable mText banking | START – Enable mText banking | LOCK – Lock your online and mobile account | UNLOCK – Unlock your online and mobile account

question
How can I deposit checks without going to a branch or ATM?
answer
Q: How can I deposit checks without going to a branch or ATM?

You can deposits checks easily with eDeposits. For instructions on how to use this service, please click here.

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