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Share Certificates

Put your money to work.

2.05%APY 15 months*     2.40%APY 27 months **

For a limited time only, move your money to Deere Employees Credit Union and put your money to work with Best in Market Rates. With these two Certificate programs available, sit back while your money goes to work for you.  But hurry, rates this great won't wait!

APY= Annual Percentage Yield.  Rate effective December 4, 2017 and is available for a limited time. $500 minimum deposit.  New Money only. Penalty may be imposed for early withdrawal.  Other rates and terms available.  Fees may reduce earnings on account. 
*After 15 months, Certificate renews as a 12 month Certificate.   **After 27 months, Certificate renews as a 24 month Certificate. 



If you have money that you can put away for longer periods, a Share Certificate/CD may be the way to go. Share Certificates/CDs can be secured with maturity dates starting at 3 months from date of deposit to 60 months. There is an early withdrawal penalty for all CDs, depending on term. Rates are subject to the market.

All other rates and programs can be seen here.

The minimum deposit to start a Certificate  is $500 with the exception of the three month Certificate which requires a minimum balance of $5,000. Dividends are compounded and paid quarterly. 

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