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If you have money that you can put away for longer periods, a Certificate of Deposit may be the way to go. Certificate of Deposits can be secured with maturity dates starting at 3 months from date of deposit to 60 months. There is an early withdrawal penalty for all CDs, depending on term. Rates are subject to the market.

All other rates and programs can be seen here.

The minimum deposit to start a Certificate  is $500 with the exception of the three month Certificate which requires a minimum balance of $5,000. Interest is compounded and paid quarterly. 

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